SACRAMENTO BANKRUPTCY ATTORNEY

The general thrust of our bankruptcy laws is to provide protection to individuals who are in financial distress in order to either eventually give them a discharge from those financial obligations, or to give them some breathing room to be able to deal with their financial difficulties. It is hoped that they get back on their feet and are then able to repay their obligations either in whole or in part.

On of the main purposes of bankruptcy is to relieve an honest debtor of debts, thereby providing an opportunity for a fresh start. The bankruptcy laws also benefit creditors by providing a forum for either an orderly disposition of whatever assets a debtor may have or a plan for full or partial repayment of creditors. Creditors may be either secured or unsecured. A secured creditor may generally be thought of as someone that has a security interest or what might be referred to as a lien interest (such as a mortgage) against a piece of property. An unsecured creditor is someone like a credit card company or the telephone company that has no security to rely on.

There are three basic types of bankruptcy filings - Chapter 7 proceedings, Chapter 11 proceedings, and Chapter 13 proceedings. Chapter 7 cases may be thought of as liquidation proceedings in which the assets (if any) are liquidated (converted to cash) and used to satisfy creditors in the order of priority established. A Chapter 11 case is generally a business reorganization proceeding in which the debtor expects to continue operating. A wage earner's proceeding under Chapter 13 is designed to provide payment to creditors with the wage earner receiving an eventual discharge.

You are not alone, thousands of people are seeking help from the Bankruptcy Court. Bankruptcy is a Constitutional right given to all residents in the United States. You deserve a fresh start. You deserve to wipe the slate clean. We can help. Let us stop the debt collector calls and put the credit card debt behind you.

If you are having financial hardship and are considering filling for bankruptcy, please call us toll free at 1-888-446-4333 to meet with an attorney for a FREE confidential bankruptcy consultation.

The only way to get a TRUE FRESH START is through Bankruptcy.

It’s your Constitutional Right.

Payment Plans | Reduced Fees

For FREE Bankruptcy Consultation Call Toll Free:
(888) 446-4333

Allaye Chan Law
A Professional Corporation
1000 G Street, Suite 220
Sacramento, CA 95814

We are a debt relief agency

Sacramento Office
1000 G Street, Suite 220
Sacramento, CA 95814
(916) 446-4400
Click here for Directions

Fairfield Office
1652 West Texas Street
Fairfield, California 94533
(707) 429-4242
Click here for Directions

Stockton Office
5250 Claremont Avenue
Stockton, CA 95207
(209) 952-9500
Click here for Directions

Marysville/Yuba City Office
500 Olive Street
Marysville, CA 95901
(530) 673-1400
Click here for Directions

SACRAMENTO: (916) 446-4400
PLACER: (916) 783-9696
YOLO: (530) 666-6464
YUBA CITY: (530) 673-1400
EL DORADO: (916) 446-4400
STOCKTON: (209) 952-9500
SOLANO: (707) 429-4242
TRUCKEE: (530) 587-3400
LAS VEGAS: (702) 385-7100